DETERMINANTS OF HEALTH SERVICE UTILIZATION IN LOW-INCOME FAMILIES IN THE COASTAL REGION OF MAGINTI ISLAND, WEST MUNA REGENCY: A CROSS-SECTIONAL STUDY: HEALTH SERVICE UTILIZATION IN LOW-INCOME FAMILIES. ijhsrd. 2025;7(1):71-83. doi:10.36566/ijhsrd/Vol7.Iss1/298